Cincinnati, OH
Rates effective as of 07/28/10 at 12:01 AM Eastern Time.
| Advantage Statement Savings | ||
| Minimum Daily Balance to Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $100 | 0.25% | 0.25% |
| Rates subject to change at any time. Fees on some accounts may reduce earnings. Interest compounded quarterly. Minimum deposit to open is $100. See Truth in Savings disclosures for additional information on accounts. Member FDIC. | ||
| Health Savings | ||
| Minimum Daily Balance | Interest Rate | Annual Percentage Yield (APY) |
| $0 - $9,999 | 0.18% | 0.18% |
| $10,000 - $24,999 | 0.25% | 0.25% |
| $25,000 - $49,999 | 0.25% | 0.25% |
| $50,000 plus | 0.25% | 0.25% |
| Rates subject to change at any time. Fees on some accounts may reduce earnings. Interest compounded quarterly. Minimum deposit to open is $50. See Truth in Savings disclosures for additional information on accounts. Member FDIC. | ||
| Advantage Christmas Club | ||
| Minimum Daily Balance | Interest Rate | Annual Percentage Yield (APY) |
| $100 | 0.25% | 0.25% |
| Rates subject to change at any time. Fees on some accounts may reduce earnings. Interest compounded quarterly. Minimum deposit to open is $1.00. See Truth in Savings disclosures for additional information on accounts. Member FDIC. | ||
| Advantage Gold Money Market | ||
| Minimum Daily Balance | Interest Rate | Annual Percentage Yield (APY) |
| $500 - $9,999.99 | 0.25% | 0.25% |
| $10,000 - $24,999.99 | 0.25% | 0.25% |
| $25,000 - $49,999.99 | 0.50% | 0.50% |
| $50,000 plus | 0.50% | 0.50% |
| Rates subject to change at any time. Fees on some accounts may reduce earnings. Interest compounded monthly. Minimum deposit to open is $10,000. See Truth in Savings disclosures for additional information on accounts. Member FDIC. | ||
| Advantage Premium Money Market | ||
| Minimum Daily Balance | Interest Rate | Annual Percentage Yield (APY) |
| $0 - $999.99 | 0.18% | 0.18% |
| $1,000 - $19,999.99 | 0.25% | 0.25% |
| $20,000 - $49,999.99 | 0.50% | 0.50% |
| $50,000 - $99,999.99 | 0.75% | 0.75% |
| $100,000 plus | 1.00% | 1.00% |
| Rates subject to change at any time. New money is required to receive this rate. Fees on some accounts may reduce earnings. Interest compounded monthly. Minimum deposit to open is $100. See Truth in Savings disclosures for additional information on accounts. Member FDIC. | ||
| Advantage Certificates of Deposit & IRAs - Principal Additions Permitted | ||
| Term | Interest Rate | Annual Percentage Yield (APY) |
| 15 Month CD* | 1.19% | 1.20% |
| 15 Month IRA* | 1.19% | 1.20% |
| 18 Month IRA** | 1.24% | 1.25% |
| * Minimum deposit to open is $500. Minimum daily balance of $500 required to obtain APY. Additional deposit $500 minimum. | ||
| ** Minimum deposit to open is $100. Minimum daily balance of $100 required to obtain APY. Additional deposit $25 minimum. | ||
| Rates subject to change at any time. Fees on some accounts may reduce earnings. Interest compounded quarterly. Minimum monthly balance of $5,000 required for monthly interest check to be issued. Penalty for early withdrawal is 6 months' interest calculated on amount withdrawn. See Truth in Savings disclosures for additional information on accounts. Member FDIC. | ||
| Certificates of Deposit | ||
| Term | Interest Rate | Annual Percentage Yield (APY) |
| 91 days* | 0.30% | 0.30% |
| 182 days** | 0.40% | 0.40% |
| 8 months** | 0.50% | 0.50% |
| 9 months** | 0.55% | 0.55% |
| 12 months** | 0.90% | 0.90% |
| 13 months | 1.00% | 1.00% |
| 14 months | 1.10% | 1.10% |
| 15 months | 1.15% | 1.15% |
| 18 months | 1.24% | 1.25% |
| 19 months | 1.29% | 1.30% |
| 21 months | 1.34% | 1.35% |
| 23 months | 1.79% | 1.80% |
| 24 months | 1.39% | 1.40% |
| 44 months*** | 1.89% | 1.90% |
| 60 months | 2.62% | 2.65% |
| Rates subject to change at any time. Fees on some accounts may reduce earnings. Interest compounded quarterly. Minimum deposit to open is $500. Minimum monthly balance of $5,000 required for monthly interest check to be issued. Minimum daily balance of $500 required to obtain APY. Penalty for early withdrawal is 6 months' interest calculated on amount withdrawn. See Truth in Savings disclosures for additional information on accounts. Member FDIC. | ||
| * Penalty for early withdrawal is 1 month's interest calculated on amount withdrawn.. | ||
| ** Penalty for early withdrawal is 3 months' interest calculated on amount withdrawn.. | ||
| *** Penalty for early withdrawal is 9 months' interest calculated on amount withdrawn. | ||
| **** Rate applies to new money only, not currently on deposit with Advantage Bank. | ||
| No Penalty Certificate of Deposit | ||
| Term | Interest Rate | Annual Percentage Yield (APY) |
| 9 month | 1.10% | 1.10% |
| Rates subject to change at any time. Rate applies to new money only, not currently on deposit with Advantage Bank. Fees on some accounts may reduce earnings. Interest will compound only. No interest checks available. No transfers of interest. Minimum deposit to open is $500. Minimum daily balance of $500 required to obtain APY. Seven day interest penalty will be assessed if withdrawn within first six days of account opening. See Truth in Savings disclosures for additional information on accounts. Member FDIC. | ||
| Limited Penalty Certificates of Deposit | ||
| Term | Interest Rate | Annual Percentage Yield (APY) |
| 24 month | 1.74% | 1.75% |
| 48 month | 2.23% | 2.25% |
| Rates subject to change at any time. Rate applies to new money only, not currently on deposit with Advantage Bank. Fees on some accounts may reduce earnings. Interest will compound only. No interest checks available. No transfers of interest. Minimum deposit to open is $500. Minimum daily balance of $500 required to obtain APY. Penalty for early withdrawal is 6 months' interest calculated on amount withdrawn. Penalty will be waived after half of the term of the CD. See Truth in Savings disclosures for additional information on accounts. Member FDIC. | ||
| Adjustable Rate Certificates of Deposit | ||
| Term | Interest Rate | Annual Percentage Yield (APY) |
| 24 month | 0.78% | 0.78% |
| Rates subject to change at any time. Fees on some accounts may reduce earnings. Interest compounded quarterly. Minimum deposit to open is $500. Minimum monthly balance of $5,000 required for monthly interest check to be issued. Penalty for early withdrawal is 6 months' interest calculated on amount withdrawn. Minimum daily balance of $500 required to obtain APY. See Truth in Savings disclosures for additional information on accounts. Member FDIC. | ||
| Adjustable Rate Certificates of Deposit: Rate Manager | ||
| Term | Interest Rate | Annual Percentage Yield (APY) |
| 36 month | 1.79% | 1.80% |
| 48 month | 2.08% | 2.10% |
| Rates subject to change at any time. Fees on some accounts may reduce earnings. Interest compounded monthly. Minimum deposit to open is $500. Minimum monthly balance of $5,000 required for monthly interest check to be issued. Penalty for early withdrawal is 6 months' interest calculated on amount withdrawn. Minimum daily balance of $500 required to obtain APY. See Truth in Savings disclosures for additional information on accounts. Member FDIC. | ||
| Jumbo Certificates of Deposit | ||
| For more information, please call 800-837-6755 or locate and visit an Advantage Bank office near you. Member FDIC. | ||
| CDARS | ||
| For more information, please call 800-837-6755 or locate and visit an Advantage Bank office near you. Member FDIC. | ||
| IRAs | ||
| Certificate of Deposit Products also available as IRAs, except the 91-day CD | ||
