Installment Loans
Rates last updated on 9/16/09 10:00 AM Eastern Time
| Auto/Truck/Motorcycle Loans | ||||
| Year | Maximum Term | Rates as low as | APR as low as | Monthly Payment |
|---|---|---|---|---|
| New Auto/Truck: 2009 | 36 months | 5.00% | 6.015% | $304.76 |
| New Auto/Truck: 2009 | 48 months | 5.25% | 6.046% | |
| New Auto/Truck: 2009 | 60 months | 5.50% | 6.164% | $194.39 |
| New Auto/Truck: 2009 | 66 months | 6.00% | 6.624% | $181.48 |
| New Motorcycle: 2009 | 60 months | 7.25% | 7.948% | $202.83 |
| Used Auto/Truck: 1 Year Old | 60 months | 5.75% | 6.419% | $195.58 |
| Used Auto/Truck: 2 Years Old | 54 months | 6.00% | 6.735% | $215.51 |
| Used Auto/Truck: 3 Years Old | 48 months | 6.25% | 7.065% | $240.13 |
| Used Auto/Truck: 4 Years Old | 36 months | 6.75% | 7.798% | $312.92 |
| Used Auto/Truck: 4 Years Old | 42 months | 6.75% | 7.671% | $272.66 |
| Used Auto/Truck: 5 Years Old | 30 months | 7.00% | 8.230% | 370.52 |
| Used Auto/Truck: 6 Years Old | 24 months | 7.25% | 8.747% | $456.42 |
| Used Auto/Truck: Over 6 Years Old | 24 months | 6 year rate +0.5% for each year over 6 | N/A | |
| Used Motorcycle | Add 2% to used car rate | N/A | ||
| Subject to credit approval. Rates may vary based on credit history. Rates subject to change at any time. A 0.25% rate discount is available for optional automatic payment from an Advantage Bank checking account. APRs based on $10,000.00 financed including a $95 processing fee. Other loan amounts, rates, terms and payments are available. | ||||
| Boat & RV Loans | ||||
| New/Used | Maximum Term | Rates as low as | APR as low as | Monthly Payment |
| New Boat/RV | 60 months | 7.500% | 8.01% | $202.78 |
| New Boat/RV | 96 months | 7.950% | 8.33% | $143.02 |
| Used Boat/RV | 48 months | 7.750% | 8.35% | $245.77 |
| Used Boat/RV | 60 months | 8.000% | 8.52% | $205.23 |
| Used Boat/RV | 72 months | 8.500% | 8.96% | $180.06 |
| Subject to credit approval. Rates may vary based on credit history. Rates subject to change at any time. A 0.25% rate discount is available for optional automatic payment from an Advantage Bank checking account. APRs based on $10,000.00 financed including a $95 processing fee. Other loan amounts, rates, terms and payments are available. | ||||
| Loans Secured by Deposit Account (Savings Accounts and CDs) | ||||
| Maximum Term | Rates as low as | APR as low as | Monthly Payment | |
| 36 months | 4.00% | N/A | N/A | |
| Subject to credit approval. Rate is 2% over the rate paid on instrument, floor of 4.00%. Rates may vary based on credit history. Rates subject to change at any time. A 0.25% rate discount is available for optional automatic payment from an Advantage Bank checking account. APRs based on $10,000.00 financed including a $95 processing fee. Other loan amounts, rates, terms and payments are available. | ||||
| Loans Secured by Other Collateral (Four Wheelers & Jet Skis) | ||||
| Maximum Term | blank | Rates as low as | APR as low as | Monthly Payment |
| 36 months | 8.500% | 9.23% | $319.23 | |
| 48 months | 9.000% | 9.62% | $251.81 | |
| 60 months | 9.500% | 10.04% | $212.67 | |
| Subject to credit approval. Rates may vary based on credit history. Rates subject to change at any time. A 0.25% rate discount is available for optional automatic payment from an Advantage Bank checking account. APRs based on $10,000.00 financed including a $95 processing fee. Other loan amounts, rates, terms and payments are available. | ||||
| Unsecured Term Loans | ||||
| Loan Amount | Maximum Term | Rates as low as | APR as low as | Monthly Payment |
| $1,000 | 12 months | 9.95% | 13.636% | $448.14 |
| $1,000 - $3,000 | 24 months | 9.95% | 11.964% | $235.32 |
| Over $3,000 | 36 months | 9.95% | 11.380% | $164.61 |
| Subject to credit approval. Rates may vary based on credit history. Rates subject to change at any time. A 0.25% rate discount is available for optional automatic payment from an Advantage Bank checking account. APRs based on $5,000.00 financed including a $95 processing fee. Other loan amounts, rates, terms and payments are available. | ||||
| ADVANTAGE Overdraft Line | ||||
| Account | blank | Minimum Loan Amount | Rates as low as | APR as low as |
| Advantage Overdraft Line | $100.00 | 18.000% | 18.00% | |
| Associate Group Banking | $100.00 | 16.000% | 16.00% | |
| Executive Group Banking | $100.00 | 14.000% | 14.00% | |
| Subject to credit approval. Rates may vary based on credit history. Rates subject to change at any time. | ||||
