Home Equity Loans & Lines of Credit
Rates last updated on 1/19/12 10:00 AM Eastern Time.
| Installment Real Estate Loans | ||||
| Term | Rates as low as | APR as low as | Monthly Payment | |
|---|---|---|---|---|
| 5 Years | 5.50% | 6.790% | $197.01 | |
| 10 Years | 6.25% | 6.991% | $116.04 | |
| 15 Years | 6.75% | 7.316% | $91.64 | |
| Subject to credit approval. Rates may vary based on credit score. Rates subject to change at any time. APRs based on $10,000 financed including a $295 processing fee. A 0.25% rate discount is available for optional automatic payment from an Advantage Bank checking account. | ||||
| Home Equity Loans (Real Estate Secured - Owner Occupied) | ||||
| Loan | Term | Rates as low as | APR as low as | Monthly Payment |
| 10 Year Balloon | 20 year amortization | 6.99% | 7.559% | $80.36 |
| Subject to credit approval. Rates may vary based on credit score. Rates subject to change at any time. APRs based on $10,000, no closing cost. Rate includes a 0.25% discount for automatic payment from an Advantage Bank checking account. | ||||
| AdvantageLine Fixed Rate Home Equity Lines of Credit | ||||
| Term | Rates as low as | APR as low as | Monthly Payment | |
| 5 Year | 6.45% | 6.45% | $53.75 | |
| Subject to credit approval. Rates may vary based on credit score. Rates subject to change at any time. APRs based on $10,000 financed. Annual Fee of $50. For no annual fee add 0.5% to stated rate. Early termination fee of $395.00 if account is closed with first two years. | ||||
| AdvantageLine Variable Rate Home Equity Lines of Credit | ||||
| Rates as low as | APR as low as | Monthly Payment | ||
| 4.25% | 4.25% | 35.41 | ||
| Subject to credit approval. Rates may vary based on credit score. Rates subject to change at any time, but will not be lower than 4.00%, or higher than 18%. APRs based on $10,000 financed. Annual Fee of $50. For no annual fee add 0.5% to stated rate. Early termination fee of $395.00 if account is closed with first two years. | ||||
