Home Equity Loans & Lines of Credit
Rates last updated on 09/16/09 10:00 AM Eastern Time.
| Installment Real Estate Loans | ||||
| Term | Rates as low as | APR as low as | Monthly Payment | |
|---|---|---|---|---|
| 5 Years | 6.00% | 6.984% | $204.27 | |
| 10 Years | 6.50% | 7.076% | $120.22 | |
| 15 Years | 7.00% | 7.449% | $95.36 | |
| Subject to credit approval. Rates may vary based on credit score. Rates subject to change at any time. APRs based on $10,000 financed including a $95 processing fee. A 0.25% rate discount is available for optional automatic payment from an Advantage Bank checking account. | ||||
| Home Equity Loans (Real Estate Secured - Owner Occupied) | ||||
| Loan | Term | Rates as low as | APR as low as | Monthly Payment |
| 5 Year Balloon | 20 year amortization | 5.95% | 6.04% | $71.83 |
| 10 Year Balloon | 20 year amortization | 7.20% | 7.30% | $79.34 |
| Subject to credit approval. Rates may vary based on credit score. Rates subject to change at any time. APRs based on $10,000, no closing cost. Rate includes a 0.25% discount for automatic payment from an Advantage Bank checking account. | ||||
| AdvantageLine Fixed Rate Home Equity Lines of Credit | ||||
| Term | Rates as low as | APR as low as | Monthly Payment | |
| 3 Year | 6.00% | 6.00% | $50.00 | |
| 5 Year | 6.45% | 6.45% | $53.75 | |
| Subject to credit approval. Rates may vary based on credit score. Rates subject to change at any time. APRs based on $10,000 financed. Annual Fee of $50. For no annual fee add 0.5% to stated rate. Early termination fee of $395.00 if account is closed with first two years. | ||||
| AdvantageLine Variable Rate Home Equity Lines of Credit | ||||
| Rates as low as | APR as low as | Monthly Payment | ||
| 4.25% | 4.25% | 35.41 | ||
| Subject to credit approval. Rates may vary based on credit score. Rates subject to change at any time, but will not be lower than 4.00%, or higher than 18%. APRs based on $10,000 financed. Annual Fee of $50. For no annual fee add 0.5% to stated rate. Early termination fee of $395.00 if account is closed with first two years. | ||||
