Business Checking
Advantage Small Business Checking
Advantage Business Checking
Advantage Business Checking with Interest***
Advantage Commercial Checking
Advantage Commercial Checking with Interest***
Checking accounts - you have a choice, so you can stay in control of your growing business. Our goal is to free up your schedule so you have more time to run your business. And we're always here for you.
Advantage Bank's money management checking accounts will help you control the flow of financial activity that keeps your business in business. Choose from a basic, no frills account and then move into a more comprehensive account when the time is right. Whether your business is just getting started and you have minimal activity, or if your company has large transaction volumes and you would benefit from account analysis, we can work together to find the perfect account that fits your unique business needs.
Advantage Small Business Checking
For start-ups, home based businesses and small businesses.
- No minimum balance required
- No monthly service charge
- Minimum deposit to open $50.00
- No charge for first 200 transactions per month
- Charge per each transaction over 200 $0.35
- Up to $1,000 in cash and coin processing at no charge
- $15 per $1,000 over $1,000
- Consumer Internet Banking inquiries and transfers at no charge
- No annual fee credit card*
- Image statement
- No annual fee debit card*
* Credit approval required
For other services and fees which may apply, please reference the Commercial Fee Schedule.
Advantage Business Checking
For home based businesses, service industries, small to mid-size retailers with ACH and payroll needs.
- Minimum deposit to open $100.00
- Monthly service charge $14.00
- Monthly service charge waived if daily balance is $4,000**
- Includes 300 transactions per month
- Charge per excess transaction $0.35
- Up to $4,000 in cash and coin processing at no charge
- $15 per $1,000 over $4,000
- Business Online Banking at no charge with 10 free bill pays per month
- $1 per each additional bill pay
- No annual fee business credit card*
- Image statement
- No annual fee debit card*
* Credit approval required
** Balance requirement based on average daily collected balance.
For other services and fees which may apply, please reference the Commercial Fee Schedule.
Advantage Business Checking with Interest***
For sole proprietors, not-for-profit organizations and public entities with large balances, low to moderate checking activity, ACH and payroll needs.
- Minimum deposit to open $100.00
- Monthly service charge $14.00
- Monthly service charge waived if daily balance is $4,000**
- Includes 300 transactions per month
- Charge per excess transaction $0.35
- Tiered interest - check current rates
- Up to $4,000 in cash and coin processing at no charge
- $15 per $1,000 over $4,000
- Business Online Banking at no charge with 10 free bill pays per month
- $1 per each additional bill pay
- No annual fee business credit card*
- Image statement
- No annual fee debit card*
* Credit approval required
** Balance requirement based on average daily collected balance.
*** Interest bearing checking accounts are restricted to sole proprietorships, not-for profit organizations and public entities. Interest is earned at market rates on collected balances, less reserves and compounded daily.
For other services and fees which may apply, please reference the Commercial Fee Schedule.
Advantage Commercial Checking
For businesses or organizations with high transaction volumes who need earnings credit to offset service charges.
- Minimum deposit to open $200.00
- Monthly service charge $30.00
- Paper debits (checks) / electronic debits (ACH) $0.15 each
- Paper credits / electronic Credits $0.25 each
- Deposited items on us $0.07
- Deposited items not on us $0.10
- Earnings credit
- Up to $4,000 in cash and coin processing at no charge
- $15 per $1,000 over $4,000
- Business Online Banking at no charge with 20 free bill pays per month
- $1 per each additional bill pay
- No annual fee business credit card*
- Image statement
- No annual fee debit card*
* Credit approval required
For other services and fees which may apply, please reference the Commercial Fee Schedule.
Advantage Commercial Checking with Interest***
For proprietorships, not-for-profit organizations and public entities with high transaction volumes who need earnings credit to offset service charges.
- Minimum deposit to open $200.00
- Monthly service charge $30.00
- Paper debits (checks) / electronic debits (ACH) $0.15 each
- Paper credits / electronic Credits $0.25 each
- Deposited items on us $0.07
- Deposited items not on us $0.10
- Earnings credit
- Tiered interest - check current rates
- Up to $4,000 in cash and coin processing at no charge
- $15 per $1,000 over $4,000
- Business Online Banking at no charge with 20 free bill pays per month
- $1 per each additional bill pay
- No annual fee business credit card*
- Image statement
- No annual fee debit card*
* Credit approval required
*** Interest bearing checking accounts are restricted to sole proprietorships, not-for profit organizations and public entities. Interest is earned at market rates on collected balances, less reserves and compounded daily.
For other services and fees which may apply, please reference the Commercial Fee Schedule.
Important Disclosures Regarding Guarantee Program
